:root{
  --navy:#08255a; --navy2:#061b42; --red:#e51f2a; --red2:#c91420;
  --ink:#14213d; --muted:#667085; --light:#f5f8fc; --line:#e7ebf1; --white:#fff;
  --shadow:0 12px 35px rgba(8,37,90,.10); --radius:18px; --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.6}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.container{width:min(var(--max),calc(100% - 40px));margin:auto}
.topbar{background:var(--navy2);color:#fff;font-size:13px}
.topbar .container{display:flex;justify-content:space-between;gap:20px;padding:9px 0}
.topbar span{opacity:.95}
.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav{height:92px;display:flex;align-items:center;justify-content:space-between;gap:22px}
.brand{display:flex;align-items:center;gap:10px;min-width:205px}
.brand img{width:72px;height:72px;object-fit:contain}
.brand-text strong{display:block;color:var(--navy);font-size:20px;line-height:1.05;letter-spacing:.2px}
.brand-text span{font-size:11px;color:var(--muted);letter-spacing:1.5px}
.menu{display:flex;align-items:center;gap:22px;font-size:14px;font-weight:650}
.menu a{padding:34px 0;position:relative}
.menu a.active,.menu a:hover{color:var(--red)}
.menu a.active:after{content:"";position:absolute;left:0;right:0;bottom:0;height:3px;background:var(--red)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:13px 20px;border-radius:8px;border:1px solid transparent;font-weight:800;font-size:14px;cursor:pointer;transition:.2s}
.btn-red{background:var(--red);color:#fff}.btn-red:hover{background:var(--red2);transform:translateY(-1px)}
.btn-outline{border-color:var(--red);color:var(--red);background:#fff}.btn-outline:hover{background:#fff4f4}
.btn-white{background:#fff;color:var(--navy)}.btn-white:hover{transform:translateY(-1px)}
.btn-dark-outline{border-color:rgba(255,255,255,.6);color:#fff}
.hero{position:relative;overflow:hidden;background:linear-gradient(90deg,#fff 0%,#fff 43%,rgba(255,255,255,0) 72%),url('https://images.unsplash.com/photo-1522202176988-66273c2fd55f?auto=format&fit=crop&w=1800&q=85') center right/cover no-repeat}
.hero:after{content:"";position:absolute;right:-80px;bottom:-100px;width:330px;height:260px;border:55px solid var(--red);border-left-color:transparent;border-bottom-color:transparent;border-radius:50%;opacity:.95}
.hero .container{position:relative;z-index:2;min-height:520px;display:flex;align-items:center}
.hero-copy{width:52%;padding:65px 0}
.eyebrow{color:var(--red);font-weight:850;text-transform:uppercase;letter-spacing:1.2px;font-size:12px;margin-bottom:12px}
h1{font-size:clamp(42px,5vw,64px);line-height:1.05;margin:0 0 22px;color:var(--navy);letter-spacing:-1.8px}
.hero p{font-size:19px;max-width:620px;color:#334155;margin:0 0 28px}
.actions{display:flex;flex-wrap:wrap;gap:12px}
.quick{display:flex;flex-wrap:wrap;gap:25px;margin-top:30px;font-size:13px;font-weight:700}
.quick span:before{content:"✓";display:inline-flex;align-items:center;justify-content:center;width:20px;height:20px;border-radius:50%;background:#edf2fa;color:var(--navy);margin-right:7px}
.features{padding:34px 0;border-bottom:1px solid var(--line)}
.feature-grid{display:grid;grid-template-columns:repeat(4,1fr)}
.feature{padding:12px 25px;text-align:center;border-right:1px solid var(--line)}
.feature:last-child{border:0}
.icon{width:48px;height:48px;margin:0 auto 10px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;font-size:22px}
.feature:nth-child(even) .icon{background:var(--red)}
.feature h3{font-size:15px;margin:0 0 7px;color:var(--navy)}
.feature p{font-size:12.5px;color:var(--muted);margin:0}
.section{padding:74px 0}
.section.alt{background:var(--light)}
.section-title{text-align:center;margin-bottom:38px}
.section-title h2{font-size:36px;line-height:1.15;color:var(--navy);margin:0 0 12px}
.section-title p{max-width:700px;margin:auto;color:var(--muted)}
.section-title .accent{width:48px;height:4px;margin:16px auto 0;background:linear-gradient(90deg,var(--navy) 50%,var(--red) 50%);border-radius:4px}
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:0 8px 25px rgba(8,37,90,.06);transition:.2s;display:flex;flex-direction:column}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.card-img{height:190px;background:#ddd;overflow:hidden}.card-img img{width:100%;height:100%;object-fit:cover}
.card-body{padding:22px;display:flex;flex-direction:column;flex:1}
.card h3{color:var(--navy);margin:0 0 9px;font-size:20px}
.card p{color:var(--muted);font-size:14px;margin:0 0 14px}
.price{color:var(--red);font-weight:850;font-size:15px;margin-top:auto;padding-top:8px}
.text-link{color:var(--red);font-weight:800;font-size:13px;margin-top:13px}
.prof-banner{border-radius:20px;overflow:hidden;background:var(--navy);color:#fff;display:grid;grid-template-columns:1fr 1.1fr;min-height:250px}
.prof-banner .photo{background:url('https://images.unsplash.com/photo-1502602898657-3e91760cbb34?auto=format&fit=crop&w=1400&q=85') center/cover}
.prof-banner .copy{padding:48px}
.prof-banner h2{font-size:31px;line-height:1.15;margin:0 0 12px}
.prof-banner p{color:#e6edf9;max-width:520px}
.reviews{display:grid;grid-template-columns:1.1fr 2fr;gap:24px;align-items:stretch}
.review-summary,.review{background:#fff;border:1px solid var(--line);border-radius:16px;padding:25px}
.review-summary{display:flex;flex-direction:column;justify-content:center}
.stars{color:#f4b400;font-size:19px;letter-spacing:1px}
.review-list{display:grid;grid-template-columns:repeat(2,1fr);gap:15px}
.review p{font-size:14px;color:#475467;margin:10px 0}
.review strong{font-size:13px;color:var(--navy)}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}
.step{text-align:center;position:relative;padding:8px 10px}
.step:not(:last-child):after{content:"→";position:absolute;right:-12px;top:30px;color:#b7c1d1;font-size:28px}
.num{width:40px;height:40px;margin:0 auto 12px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:900}
.step h3{font-size:15px;color:var(--navy);margin:0 0 5px}.step p{font-size:12.5px;color:var(--muted);margin:0}
.cta{background:var(--navy2);color:#fff;border-radius:18px;padding:30px 38px;display:flex;align-items:center;justify-content:space-between;gap:25px}
.cta h2{margin:0 0 5px;font-size:28px}.cta p{margin:0;color:#dce6f6}
.cta-actions{display:flex;gap:10px;flex-wrap:wrap}
.footer{background:#fff;border-top:1px solid var(--line);padding:45px 0 20px}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:35px}
.footer h4{color:var(--navy);margin:0 0 12px}.footer a,.footer p{display:block;color:var(--muted);font-size:13px;margin:7px 0}
.footer-brand{display:flex;gap:10px;align-items:center}.footer-brand img{width:60px;height:60px;object-fit:contain}
.copy{border-top:1px solid var(--line);margin-top:30px;padding-top:16px;color:#8993a3;font-size:12px;display:flex;justify-content:space-between}
.menu-open{display:flex!important;position:absolute;top:78px;left:0;right:0;background:#fff;padding:15px 25px;flex-direction:column;align-items:flex-start;box-shadow:0 15px 25px rgba(8,37,90,.08)}.mobile-toggle{display:none;background:none;border:0;font-size:26px;color:var(--navy)}
.page-hero{background:linear-gradient(135deg,var(--navy2),var(--navy));color:#fff;padding:72px 0}
.page-hero h1{color:#fff;font-size:48px;max-width:780px}.page-hero p{max-width:750px;color:#dce6f6;font-size:18px}
.content{max-width:850px;margin:auto}.content h2{color:var(--navy);margin-top:38px}.content p,.content li{color:#475467}
.contact-grid{display:grid;grid-template-columns:1fr 1.2fr;gap:25px}.contact-box{padding:30px;border:1px solid var(--line);border-radius:18px;background:#fff;box-shadow:var(--shadow)}
form{display:grid;gap:14px}label{font-weight:750;font-size:13px;color:var(--navy)}input,select,textarea{width:100%;padding:13px 14px;border:1px solid #d7dee9;border-radius:10px;font:inherit;background:#fff}textarea{min-height:140px;resize:vertical}
.note{font-size:12px;color:var(--muted)}
@media(max-width:1000px){
  .menu{display:none}.mobile-toggle{display:block}.nav{height:78px}.brand img{width:62px;height:62px}
  .hero{background:linear-gradient(90deg,#fff 0%,#fff 58%,rgba(255,255,255,.45) 100%),url('https://images.unsplash.com/photo-1522202176988-66273c2fd55f?auto=format&fit=crop&w=1800&q=85') center/cover}
  .hero-copy{width:68%}.cards{grid-template-columns:repeat(2,1fr)}.feature-grid{grid-template-columns:repeat(2,1fr)}.feature:nth-child(2){border-right:0}.feature{margin-bottom:18px}.prof-banner{grid-template-columns:1fr}.prof-banner .photo{min-height:220px}.reviews{grid-template-columns:1fr}.footer-grid{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:650px){
  .container{width:min(var(--max),calc(100% - 28px))}
  .topbar .container{justify-content:center;font-size:11px}.topbar span:nth-child(2){display:none}
  .brand-text strong{font-size:17px}.brand-text span{font-size:9px}.hero{background:linear-gradient(180deg,rgba(255,255,255,.95) 0%,rgba(255,255,255,.9) 58%,rgba(255,255,255,.25) 100%),url('https://images.unsplash.com/photo-1522202176988-66273c2fd55f?auto=format&fit=crop&w=1200&q=85') center/cover}
  .hero .container{min-height:650px}.hero-copy{width:100%;padding:45px 0}.hero h1{font-size:43px}.hero p{font-size:17px}.quick{gap:12px 18px}
  .features{padding:25px 0}.feature-grid,.cards,.steps,.review-list,.contact-grid{grid-template-columns:1fr}.feature{border-right:0;border-bottom:1px solid var(--line);padding-bottom:20px}.feature:last-child{border-bottom:0}
  .section{padding:55px 0}.section-title h2{font-size:30px}.card-img{height:210px}.prof-banner .copy{padding:32px 25px}.prof-banner h2{font-size:27px}
  .step:not(:last-child):after{content:"↓";right:auto;left:50%;top:auto;bottom:-20px}.step{padding-bottom:30px}
  .cta{flex-direction:column;align-items:flex-start;padding:28px 24px}.cta h2{font-size:24px}.footer-grid{grid-template-columns:1fr}.copy{flex-direction:column;gap:8px}
}

.article-hero{background:linear-gradient(135deg,var(--navy2),var(--navy));color:#fff;padding:62px 0}.article-hero h1{color:#fff;font-size:clamp(38px,5vw,56px);max-width:900px}.article-meta{color:#dce6f6;margin:0}.article-content{max-width:820px}.article-content h2{font-size:30px;margin-top:42px}.article-content h3{color:var(--navy);margin-top:28px}.article-content p,.article-content li{font-size:16px;line-height:1.75}.article-content ul{padding-left:22px}.article-content .table-wrap{overflow:auto;margin:22px 0}.article-content table{width:100%;border-collapse:collapse;min-width:620px}.article-content th,.article-content td{border:1px solid var(--line);padding:13px;text-align:left}.article-content th{background:var(--light);color:var(--navy)}.article-cta{margin-top:55px;padding:30px;border-radius:18px;background:var(--light);border:1px solid var(--line)}.article-cta h2{margin-top:0}.source-note{font-size:13px!important;color:var(--muted)!important;border-top:1px solid var(--line);margin-top:45px;padding-top:20px}.blog-cards{grid-template-columns:repeat(3,1fr);margin-bottom:30px}.blog-cards .card{min-height:240px}@media(max-width:1000px){.blog-cards{grid-template-columns:repeat(2,1fr)}}@media(max-width:650px){.blog-cards{grid-template-columns:1fr}.article-content h2{font-size:26px}.article-content p,.article-content li{font-size:15px}}

.cookie-notice{position:fixed;left:18px;right:18px;bottom:18px;z-index:100;background:#fff;border:1px solid var(--line);box-shadow:0 18px 50px rgba(8,37,90,.18);border-radius:16px;padding:18px 20px;display:flex;align-items:center;justify-content:space-between;gap:20px}.cookie-notice p{margin:4px 0 0;color:var(--muted);font-size:12.5px;max-width:760px}.cookie-actions{display:flex;gap:8px;flex-wrap:wrap}@media(max-width:650px){.cookie-notice{left:10px;right:10px;bottom:10px;display:block}.cookie-actions{margin-top:12px}.cookie-actions .btn{flex:1}}